Financial Yatra

Genius Plan

Introducing Genius Plan, a savings plan that provides you guaranteed benefits and helps you create your own unique payout structure as per your needs.

This plan protects your child’s goal with in-built Waiver of premium on death in your absence ensuring continued benefits.

It is specially designed to help you save for your child’s important milestone and help them achieve their dreams.

  • Guaranteed benefits to secure your child’s future
  • Increasing income benefits with Wealth booster additions growing @5% every 5 years
  • Flexibility to choose your income payout period
  • Assured achievement of financial goals with in-built Waiver of Premium on Death

Benefits with Genius Plan

Guaranteed Income Factor will be enhanced by 1.5% if the life assured is a female life in case of Child Secured Option. If a policy is eligible for this benefit, the same can be availed only at inception of the policy and cannot be altered subsequently.

  • Tax Benefit
  • Income Benefit payout as per your child’s needs:
  • Additional Benefits to boost your corpus:
  • Higher Income Benefit
  • Choice of two plan options: