How to Invest in International Mutual Funds or ETFs from India

🧭 Introduction

Looking to go global with your investments in 2025? You’re not alone. Indian investors are increasingly seeking international exposure through mutual funds and ETFs. In this guide, you’ll learn how to invest in international mutual funds or ETFs from India, what experts say, mistakes to avoid, and top-performing real examples.

🌍 Why Invest in International Markets?

Investing internationally allows you to:

• Diversify your portfolio beyond India

• Hedge against rupee depreciation

• Participate in global tech and innovation (e.g., Apple, Amazon, Tesla)

💡 Expert Insight:
Nilesh Shah (MD, Kotak AMC) recommends international diversification as a smart hedge and long-term wealth builder.

✅ Easy Ways to Invest from India

1. International Mutual Funds (Fund of Funds)

• These are Indian mutual funds that invest in foreign funds.

• Easy to buy via Zerodha, Groww, Paytm Money.

• RBI-compliant and SIP-enabled.

Top Examples:

• Motilal Oswal Nasdaq 100 FOF

• Edelweiss US Technology Equity FOF

• PGIM Global Equity Opportunities Fund

2. Direct Investment in Global ETFs

• Buy ETFs listed in the U.S. (e.g., S&P 500, Nasdaq 100) via apps like INDmoney, Vested.

• Requires LRS (Liberalised Remittance Scheme) compliance.

• More control, but involves forex and tax complications.

Popular ETFs:

• VOO (S&P 500)

• QQQ (Nasdaq 100)

• VT (Total World Stock)

⚠️ Common Mistakes to Avoid

💡 Smart Tips for Global Investing

• Start with Fund of Funds (FOFs) if you’re a beginner.

• Use SIPs to average out market volatility.

• Diversify beyond just U.S. (Europe, China, Asia, etc.)

• Stay under RBI LRS limit of $250,000/year for global transfers.

• Consider thematic exposure like global AI, EVs, healthcare.

📊 Real Performance Examples (As of 2024)

🔎 Note: Returns are subject to market risk. Please check latest NAV and past performance.

📌 Summary – Do’s and Don’ts